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Establishing effective and efficient cyber security policies is one of the most important aspects of protecting your business. We often discuss why cyber security is so important and the different cyber security practices your business can implement. We also mention how advanced cyberthreats and cyber-attacks have become as hackers improve their tactics and technology. For this reason, you may wonder if there’s anything that will cover your business if it falls victim to a cyber-attack even though you have strong cyber security practices in place. Thankfully, cyber insurance is available to business owners who have proven they take cyber security seriously.   Cyber insurance (sometimes referred to as cyber liability insurance) is the coverage an organization can acquire to protect against losses incurred by a data breach or other malicious security incidents. Cyber insurance policies have grown exponentially in popularity over the past few decades as cybercriminals have become more cunning. Because of this, cyber insurance prices have also risen, so you may be curious whether cyber insurance is something your business absolutely needs.   Cyber insurance policies differ from provider to provider, but most will include the following coverages:   Customer And Employee Outreach  If your business is the victim of a… Read More »Cyber Security Update

Establishing effective and efficient cyber security policies is one of the most important aspects of protecting your business. We often discuss why cyber security is so important and the different cyber security practices your business can implement. We also mention how advanced cyberthreats and cyber-attacks have become as hackers improve their tactics and technology. For this reason, you may wonder if there’s anything that will cover your business if it falls victim to a cyber-attack even though you have strong cyber security practices in place. Thankfully, cyber insurance is available to business owners who have proven they take cyber security seriously.   Cyber insurance (sometimes referred to as cyber liability insurance) is the coverage an organization can acquire to protect against losses incurred by a data breach or other malicious security incidents. Cyber insurance policies have grown exponentially in popularity over the past few decades as cybercriminals have become more cunning. Because of this, cyber insurance prices have also risen, so you may be curious whether cyber insurance is something your business absolutely needs.   Cyber insurance policies differ from provider to provider, but most will include the following coverages:   Customer And Employee Outreach  If your business is the victim of a… Read More »Add An Extra Layer Of Cyber Security Protection By Utilizing Cyber Insurance

Being at risk for cyber-attacks is a growing concern among small-business owners. Cybercriminals often target small businesses because they hold sensitive information and have weaker security infrastructures than larger businesses. For this reason and more, it should be no surprise that 88% of small-business owners feel vulnerable to a cyber-attack, according to a recent survey conducted by the U.S. Small Business Administration.   To protect your business and your customers, you must implement strong cyber security practices in your business. You need to run your employees through annual cyber security training so they know the newest cyberthreats and how to avoid putting the company at risk. You should also utilize a firewall, back up your data on all computers, secure your WiFi networks and ensure your entire team understands the importance of strong passwords. To give your business an extra layer of protection, though, you can get cyber insurance coverage.   Cyber insurance, often called cyber liability insurance, covers the damage your business suffers if you’re the victim of a cyber-attack or data breach. Here are a few areas where having cyber insurance can help.   Ransomware Attacks  Imagine that a cybercriminal gains access to sensitive information, such as your employees’ Social Security numbers… Read More »Give Your Business The Protection It Needs With Cyber Insurance

If you’ve ever bought a car, at some point in the negotiating process the salesperson probably has to “go talk to the manager.” And while there’s a million things that could be happening in their conversation, chances are you’re sitting at a desk with their computer, which is open and unlocked, and if you really wanted, you probably have five minutes or so where you have access to their system. This doesn’t just happen at car dealerships, it happens everywhere. Access to company systems and confidential client and customer data is continually put at risk…and that’s just from someone at the location. Who knows what’s lurking in the dark world of cybercriminals where they are sending out hundreds of e-mails just hoping that one of your employees clicks a link that allows them to install a virus or spyware. When they do so, they aren’t just looking to get your data and confidential information, but access to hundreds or thousands of your customer, client or patient records. That’s why in 2023 the government is cracking down, and here’s what small businesses need to know. One of the biggest pieces of regulation to hit small businesses is the FTC Safeguards Rule.… Read More »All Small Businesses Need To Know About This In 2023

If you depend on your computer network to run your business (and who doesn’t?) you’ll want someone treating your data as securely as they would their own. Not knowing what’s going on behind the scenes should scare the crap out of you. It is NOT unreasonable that your IT company is monitoring your network 24/7/365. Stop paying for substandard support. It’s important for you to interview your current company to ensure they are up to your standards. This will help you determine if it’s time for a change (and so you can sleep at night). The top 3 questions to ask include: “Do you provide detailed invoices clearly outlining what we are paying for?” If your auto draft is just sending a traditional monthly payment without explanation, something isn’t right. Each invoice needs to show what services each dollar covers, just to ensure you aren’t being nickel and dimed outside of what’s covered in your contract. “Do you provide status reports on new projects?” Or if they’re working on an in-process project? It’s on them to provide updates and give you ETAs on when work will be completed. “Do you offer guarantees on services?” Any IT company should back their… Read More »Technology problems shouldn’t be scary

If you own or operate a business, you’ve probably adapted to a number of changes over the years. As you inch closer to year-end, it’s time to figure out what still needs to be done. One of those potential changes might be an upgrade to your network infrastructure. When you look at making updates or adjustments to your business, you’re probably doing so in an effort to bring in a greater profit than the previous year. While updating your software or hardware might not provide an obvious benefit to your sales goals, it can help save your business quite a bit of money in the long run. It can even boost your sales and overall productivity when the right updates are put in place. Here are four major benefits that come with updating your network infrastructure. Faster Internet Connection New technological advancements are made every day, and failing to keep up with them can hinder your business operations. This can be seen clearly with Internet connectivity. If your Internet speeds are slow, your employees will work at a slower pace. Client-facing applications will also lag and can be detrimental to your customers’ satisfaction with your business. Investing in a new… Read More »Upgrade Your Network And Quickly Experience These 4 Amazing Benefits